Tuesday, February 14, 2012

My Super Baby

at 18 weeks and counting :) 

Mutual Funds - Start from Scratch

I started my first investment venture on Mutual Funds when I attended Kerygma Conference on Araneta (now Smart-Araneta Coliseum) back 2008. ATR Kim Eng was one of the sponsors of the event that time and they were giving out flyers about investing in Mutual Funds. Curious about this investment, I bravely get my piece of flyer and all I had to do was fill out the application form on their booth during the break. I want to engage in an investment where my money will be properly managed and probably get higher returns, no scams please! And I finally found what I am looking for.

What exactly is a mutual fund?

Mutual Funds are a way for a group of investors to pool their money so they can invest in a wider variety of stocks and bonds. Each investor in the fund gets a slice of the total pie. If you are one of those like me, who wants their hard earned money to profit, you can open a Mutual Fund account, fund it each month or quarterly just like saving in the bank. As low as Php5,000, you can already open an account and deposit additional investment monthly. MFs give a higher return of investment compared with a savings bank account, which is likely less than 1% or a Time Deposit like 3.25% annually taxes excluded.

The group of investors forms a mutual fund and hires a fund manager. The manager makes decisions about how and where to invest the money based on their analysis. They are professional managers, experts and experienced with extensive research about finances.

Before you decide to invest in mutual funds, you must also learn more about the advantages and disadvantages. Returns are not everything, you must also consider the risk to achieve those returns.
Mutual Fund is a risky investment.

To make the wise decision when investing in Mutual Funds, you need to learn and understand the basics. You can visit PinoyMoneyTalk for list of Mutual Funds in the Philippines. It is also best to get in touch with Mutual Fund agents who can explain you further the process for opening an account and how to save regularly.

Saturday, October 1, 2011

eAT.. eAt.. EAT all You CAN

Kangaroo Jack
SM North Edsa 2nd Level
My friend Karen recommended me this resto at Sm North City. We came in for a Saturday late lunch with my family. The merienda buffet on a weekend is open at 2PM until 6PM.

Pasta spaghetti, Spicy Tuna Carbonara, Pesto, Pepperoni and Hawaian Pizza, Chicken. They also serve Java rice, Chicken Pork Adobo, Mushroom soup and banana fritters.

My niece enjoys her sumptous meal.
with bottomless red iced tea
two thumbs up Kangaroo JAck! Will definitely come back. :)

Friday, September 2, 2011

Looking back at BoHoL

We stayed at Bohol Beach Club during our 3 day stay in Bohol. I've won this 'prize' on the program we have in the office for ..hmmm.. never mind haha.. Anyway, this was supposed to be a Trip to Hongkong with two of my close friends (Ate Marie - my Ate Ninang) and Ate Hermie. Sad to say I was not able to join them on our Trip to Hongkong because of problems with my birth certificate and its too late for me to get a passport! To cut this story short, I was just given a domestic trip. They had me choose between Boracay, Palawan, Davao, Cebu and Bohol. I picked this one among the rest and the trip is good for two persons with allowance! One of my best travel experience ever (because all is paid LOL!)!

We get to stay at Bohol Beach Club, with complimentary breakfast inlcuded, photogenic scenery, white sand same with Boracay but the sands are not very refined. Water is more clear and clean in Bora! There's alot of activities and places to visit and 3 days is not enough to explore the island and the places with it. My favorite pic!

Here's our itinerary.
Day 1 - Whole day stay at Club
We arrived at around 9 AM at the hotel. We were still waiting for the room to be cleaned up but supposed stay is still at 2PM. They would let you use the room ahead of time if it's vacated early. Here's the view from their lounge:

We rested for awhile since we were up as early as 3:00AM for the flight! I think they booked us the earliest flight for domestic which was 5:30 AM so you need to be at the airport at least 45 minutes earlier. Since our itinerary starts the following day, we take advantage of the beach and their swimming pool.

The resort has 3 swimming pools that are located within the resorts Amihan and Habagat Wing.  
Their airconditioned standard room inlcudes two twin beds, cable TV, bathroom.
Sorry its a bit messy in here. You can simply leave your things unattended and they will clean it up later.
This is where we stayed. See the two story house behind me. Yes it is!

The shore is a picture of serenity. The front beach is well maintanied by the staff of the resort.
There's a lot of starfishes in the shore ^_^ I tried to store 3 of these lil creatures for pasalubong but they were eventually crushed as they were so soft :(.. They smelled very salty LOL!
The weather is hot!Perfect for swimming. Just notice that the place is not jampacked with vacationers like us. Bohol Beach Club is huge actually.

Second Day

We wake up early morning for our Bohol Trip Itinerary. My friend Chona recommended his uncle to me to be our driver and tour guide.
Our sumptous buffet breakfast. Mostly Filipino dishes.
We hired our friend's uncle to lead the day tour on Bohol. We paid him 2,500 pesos for the whole day trip.
Our First Stop.
The historic Sandugo (Blood Compact) Commemorative Shrine
The Centuries-old Baclayon Church & Museum
Tarsier Watch (the smallest primate in the world)
Hanging bridge. I'm actually nervous on this pic, I fear its height!
neverending steps
The famous 'Chocolate Hills' and our priceless, effortless photo 'jump' shoot!
Loboc River Cruise with native buffet lunch on board
Sleeping Pyton. He's full he just ate a live chicken haha!

Day Three
We explored Bohol Beach Club resort on our last stay. The resort is huge with function rooms, swimming pools and facilities.
Their mini forest.
Our 30 minute complimentary glass boat ride.

thanks for the camera's timer!

Home Made 'Pizza bread'

Home Made 'Pizza bread'


2 cloves crushed garlic
200 g ground beef
slices of bread
1 pc medium onion
1 pc meduim bell pepper
1/2 sliced button mushroom
coarsely grated quickmelt cheese
115 g Del Monte Quick n Easy Italian Pizza Sauce

 Just 3 easy steps!
1.Saute 2 cloves garlic and 200 grams ground beef for 7 minutes or until dry. Set aside.
2. Toast or bake 8 pc loaves bread slices for 2 minutes. Spread with Del Monte Quick n Easy Italian Pizza Sauce. Top with meat, 1 pc medium onion (cut into rings), 1 pc medium bell pepper (cut into cubes), sliced button mushroom and coarsely grated quickmelt cheese.

3. Toast or bake for another 3 minutes or until cheese melts.

Serve with drinks and chips!

Leche Flan and Cookies for SALE!!

Yummy Leche Flan for Sale!

Small 70
Large 110
Family size 250
Combination of Ube and Leche Flan Large 120
Supplier of Leche Flan in Chowking Halo Halo

These are Fibisco 'loosed' cookies being sold at a very affordable price :) Retail price only!

Choco Chip Cookies
Choco Sticks (Pretzels)
80 pesos only!

Choco Mallows
60 pesos

Choco Crunchies
60 pesos

Puto Seko
40 pesos